Terms of Service | ATM

Terms of Service

Last updated: July 11, 2026

These Terms of Service govern your access to and use of the website atm-fp.org, its landing pages, educational materials, webinars, online events, email communications, downloadable resources, and related services.

The website and services are operated by FINANCIAL MANAGEMENT SYSTEM LLC, a company registered in the United States of America, with its registered address at 814 N Glenwood Avenue, Clearwater, FL 33755, USA, TIN 85-1650564, referred to in these Terms as “ATM”, “we”, “us”, or “our”.

By accessing the website, registering for an event, downloading a resource, or using our services, you agree to these Terms.

1. Our services

We provide educational and informational materials, online events, webinars, downloadable files, newsletters, event reminders, and related communications.

We may modify, suspend, replace, or discontinue any part of the services where reasonably necessary.

2. Registration information

When registering for an event or requesting a resource, you agree to provide accurate and current information, including an email address that belongs to you or that you are authorised to use.

You must not register another person without their permission, provide false information, interfere with our forms, or attempt to misuse our services.

3. Email communications

After registration, we may send messages necessary to provide the requested service, including confirmation emails, access instructions, reminders, schedule changes, requested files, and follow-up information.

Where you have consented to marketing communications, we may also send educational newsletters, invitations to future events, useful materials, product information, and occasional promotional offers.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the message. Service-related messages that are necessary to fulfil an active registration may still be sent.

4. Educational information

Our materials are provided for general educational and informational purposes only. They do not constitute individual legal, financial, investment, tax, medical, or other professional advice.

You remain responsible for evaluating the information and making your own decisions. Where appropriate, you should obtain advice from a qualified professional.

5. Intellectual property

Unless otherwise stated, all website content, webinar recordings, presentations, documents, designs, graphics, videos, text, and downloadable materials are owned by us or used with permission.

Materials are provided for personal, non-commercial use. You may not reproduce, sell, distribute, publish, sublicense, or commercially exploit them without our prior written permission.

6. Acceptable use

You must not:

  • use the website or services for unlawful purposes;
  • attempt to gain unauthorised access to our systems;
  • upload or distribute malicious code;
  • interfere with the operation or security of the website;
  • impersonate another person or organisation;
  • copy or distribute protected materials without permission;
  • use automated systems to scrape or abuse the website.

7. Third-party services

We may use third-party service providers for website hosting, registration forms, analytics, email delivery, payment processing, webinar hosting, and related technical services.

Links to third-party websites are provided for convenience. We are not responsible for the availability, security, content, or privacy practices of third-party websites.

8. Availability and warranties

We make reasonable efforts to keep the website and services available, accurate, and secure. However, services are provided on an “as available” basis, and we do not guarantee uninterrupted access, error-free operation, or any particular result from using the materials.

9. Limitation of liability

To the maximum extent permitted by applicable law, we will not be liable for indirect, incidental, special, or consequential losses arising from your use of, or inability to use, the website, events, communications, or materials.

Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.

10. Suspension and termination

We may restrict or terminate access to the services where a user violates these Terms, misuses the website, threatens its security, or engages in unlawful conduct.

11. Privacy

Personal information is processed according to our Privacy Policy.

12. Changes to these Terms

We may update these Terms when our services, business practices, or legal obligations change. The latest version will be published on this page with an updated revision date.

13. Governing law

These Terms are governed by the laws of the United States of America and the applicable laws of the State of Florida, without prejudice to mandatory consumer rights that may apply in the user’s country of residence.

14. Contact

Questions about these Terms may be sent to:

FINANCIAL MANAGEMENT SYSTEM LLC
814 N Glenwood Avenue
Clearwater, FL 33755
United States of America
TIN: 85-1650564
Email: support@atm-fp.org